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Contractors Insurance Coverage - Missouri

Running a contracting business is a ton of work — from making sure your employees show up on time, to protecting your materials from copper thieves. When you purchase contractors insurance from ConstructionInsuranceTOGO, you will get the peace of mind you need to focus on your business.

ConstructionInsuranceTOGO has access to multiple types of contractor's insurance programs that are designed around the needs of your specific business. We can custom tailor policy's with the following coverage's.

  • General liability
  • Auto
  • Workers compensation
  • Umbrella
  • Owners and contractors protective liability
  • Railroad protective liability
  • Property and inland

Your business personal property doesn't stay in one place, and neither does your coverage. ConstructionInsuranceTOGO can help you obtain the correct coverage so your business personal property while in transit, at trade shows, or temporarily at locations you don't own or lease.

If your business is a large operation (high values, multiple locations or business personal property that frequently moves between those locations), we have a products designed specifically for you. ConstructionInsuranceTOGO can work with you to obtain commercial property coverage's (your buildings and business personal property) with inland marine coverage (your computers, tools, valuable papers and fine arts). Combining both kinds of property into the same form simplifies determining the value of lost property and the amount you can recover after a loss, reducing the chances of coverage gaps. A total blanket limit of insurance, which you determine, applies to all locations where you conduct operations.

A property loss can slow down or even stop your operation until repairs are made - and that may mean lost income. We provide several business income coverage's that can reimburse your loss of income and necessary extra expenses you incur to keep your business operating.

Options to Suit Your Needs

  • Building Laws Safeguard Coverage (Ordinance or Law Coverage) - provides coverage for the necessary demolition of the undamaged portion of your building and subsequent upgrades to meet current building codes.
  • Inflation Guard Coverage - builds in a safeguard against inflationary increases in the value of your buildings and business personal property. The limit of insurance on your policy automatically increases at the annual percentage rate you choose.
  • Equipment Breakdown Coverage - extends your property policy to cover loss to real and business personal property from the sudden and accidental breakdown of machinery and equipment in or on your building.
  • Utility Services - provides insurance against a covered loss to a power, communication or water utility, interrupting service to your premises and causing a covered loss to your building, business personal property or loss of income.

Contact an Agent

ConstructionInsuranceTOGO serves you exclusively through a select group of agents that perform as premier insurance specialists in their local communities. To obtain a quote, or learn more about the value of ConstructionInsuranceTOGO click here.

Talk to one of our specialists about contractors insurance from ConstructionInsuranceTOGO.



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